ShareThisProperty-Liability Protection
With an easy-to-read Member Agreement and Educators’ Member Agreement (both in PDF format) providing broad protection for all liability, property and crime exposures, the LGC's Property-Liability Trust (PLT) services are designed to meet the unique protection needs of New Hampshire towns, cities, schools and other qualifying quasi-municipal entities. Examples of standard areas of protection include the following:
Property (Real and Personal)
- Building
- Automobile
- Mobile Equipment
- Fire Engine & Emergency Equipment
- Other Scheduled Property
Liability
- General
- Employer
- Automobile
- Public Officials
- Educators Legal
- Individuals with Disabilities Education Act
- Police
- Fire
- Jailor
- School Nurse/EMT Professional Liability
Crime
- Money and Securities
- Blanket Bond
- Faithful Performance
- Depositors Forgery
- Counterfeit Papers
- Public Official Schedule Bonds (as required by New Hampshire Department of Revenue Administration)
Member Consent to Settle
We realize from vast experience that the most successful claims resolutions are reached through a cooperative effort with members. The LGC PLT's unique member consent provision underscores our firm commitment to a "members first" philosophy.
Members of the LGC's PLT faced with third-party claims felt to be frivolous can opt for a veto settlement of the claim and bring it to court—for all lines of liability protection. Members are kept informed of their file's status and are always encouraged to remain involved in the entire claims process.